What Does Title Mean?
Title is the foundation of property ownership. It defines your right to possess and use your property. It is composed of rights and interests that are:
- Disclosed in public records, by physical inspection or through deeds, restrictions, mortgages and utility easements.
- Not recorded, but exist like limitations imposed by laws and statutes.
- Hidden or fraudulent - for example: forgeries, unknown heirs or secret marriages.
Every title is made up of many different rights and interests that, at different times, have been owned by different people or entities. A "chain of title" is simply the history of ownership on a particular piece of property. It is possible that someone other than the owner may have a legal right to or interest in the property. If that right can be established, this person can make a claim to the property or make demands on you with regard to its use.
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