Title Services

What Does Title Mean?

Title is the foundation of property ownership. It defines your right to possess and use your property. It is composed of rights and interests that are:

  1. Disclosed in public records, by physical inspection or through deeds, restrictions, mortgages and utility easements.
  2. Not recorded, but exist like limitations imposed by laws and statutes.
  3. Hidden or fraudulent - for example: forgeries, unknown heirs or secret marriages.

Every title is made up of many different rights and interests that, at different times, have been owned by different people or entities. A "chain of title" is simply the history of ownership on a particular piece of property. It is possible that someone other than the owner may have a legal right to or interest in the property. If that right can be established, this person can make a claim to the property or make demands on you with regard to its use.


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